We removed the human bottleneck. Our protocol connects directly to your data source to underwrite risk based on physics, not opinions.
We connect via read-only API to Plaid, Stripe, or Square. We analyze 12 months of cash flow history in milliseconds to establish a baseline.
Our model calculates a "Health Score" based on revenue consistency, chargebacks, and growth velocity. No bias, just math.
Funds are wired via RTP (Real-Time Payments) network. Capital arrives in your operating account in under 48 hours.
Initialize a soft inquiry. No impact on credit score.